Homeowners Insurance Michigan

Michigan Home InsuranceAre you looking for Michigan homeowners insurance? If so call the homeowners insurance experts at 1-800-998-0662, or for an online homeowners insurance quote choose, Michigan home insurance quotes.

What Is the Biggest Mistake When You Purchase Michigan Homeowners Insurance?

Probably the biggest mistake most make is assuming that every insurance company offers identical coverage. So in other words if your deductibles, limits of liability, and property limit coverage limits are the same everything must be equal?

Unfortunately that’s not how Michigan homeowners insurance works!

Insurance companies are free to change the terms, conditions, exclusions, and endorsements on Michigan home insurance policies.  So in other words what would be covered by one company may be excluded by another!

That’s Why It’s Important to Choose the Best Agent to Care for Your Needs.

Choosing the best insurance company is a little bit more difficult than you might think due to the variances in what insurance companies cover. That’s why it’s best to purchase your insurance from a Michigan independent agent that can really help you determine which policy is best for your circumstances.

A Michigan independent agent can help you pick the right company based on your individual needs.  Insurance agents that are captive agents are only allowed to represent one company.

The top four captive companies are State Farm, Allstate, Nationwide, and Farmers insurance.

If one of these companies decides to increase your Michigan homeowners insurance prices dramatically the only thing your agent can do is to increase your deductibles!

In contrast a Michigan independent insurance agent may represent as many insurance carriers as they desire.  So if you purchase your insurance from a Michigan independent agent and you receive a rate increase, your independent agent can shop for better prices, so you don’t have to!

Michigan Independent Agents Are a Better Choice!

Contact Pathway Insurance at 1-800-998-0662 for the best Michigan homeowner’s insurance quotes. Or you can use our convenient online quote system click on Michigan homeowners insurance quotes.